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U.K Residents Only Our Way presents its 2000/2001 Gold Cover Travel Insurance for journey’s up to 6 months duration for Business (non manual) or pleasure. For longer duration’s please contact your agent for our Extended Stay policy. Cover once again gives you the option to reduce premiums by opting to delete sections of the policy, allowing you to justify the cover by the premium you pay. Our Way Gold Cover Travel Insurance is underwritten by CNA Insurance Company (Europe) Limited, a subsidiary of CNA Financial Coporation, one of the largest insurance groups in the United States with assets in excess of $62 Billon. The summary of cover The following provides a synopsis of the cover available. For more information or a copy of the full policy cover together with all the exclusions please contact us or your agent. 1. Personal Possessions up to £1,500
Valuables limit £250 in total. Loss of Passport up to £250. Delayed Personal Possessions up to £75. 2. Personal Money up to £500
3. Emergency Medical & Associated Expenses up to £10,000,000
For additional transport and accommodation expenses only.
For medical expenses and additional transport and accommodation expenses. Hospital In-Patient Benefit up to £500. EMERGENCY 24HR SERVICE - This section also includes a 24 hour Emergency Assistance Service which will provide immediate help in the event of a Person Insured’s illness or injury arising outside the United Kingdom. It will provide a 24-hour multi-lingual emergency service 365 days a year. Including repatriation arrangements where necessary. 4. Cancellation or Curtailment charges up to £4,000 5. Personal Accident up to £25,000
6. Personal Liability up to £5,000,000 7. Departure delay Areas 2, 3, 4 & Area 1 when your journey includes a sea crossing.
8. Hijack up to £1,000 & Mugging up to £100 9. Legal Advise & Expenses up to £25,000 Managed by Mercury International Assistance & Claims Ltd
10. Passenger Protection: Up to £5,000 Loss of monies paid by you due to the financial failure of the Airline, Shipping Line, Hotel, Car Hire, Ferry Company including the cost of repatriation where applicable. 11. Catastrophe Cover up to £5,000 12. Petcare up to £300 WINTER SPORTS Sections 13-16 are provided when Winter Sports is effected and the appropriate premium paid as shown on the certificate schedule. Please refer to the policy wording for full details. 13. Ski Hire up to £200 14. Personal Ski Equipment up to £500 15. Ski Pack up to £300 16. Piste Closure up to £200 Geographical Areas - Definitions
Cover Deletion Discounts If you decide to delete certain sections of the policy the following discounts will apply:
Personal Possessions and Personal Money - 15% Discount
Cancellation or Curtailment - 15% Discount Discount and Loadings
Age Limit 70 years (Over 70's subject to 3 x premium and completition of a medical questionnaire) One Way Trips, Maximum 17 days on arrival. Sports activities check with your agent. All premiums are subject to Insurance Premium Tax at the current rate set by the government of 17.5%. EXCESS - Under section 1, 2, 3, 4, 6, 7 & 14 the first £35 per person per incident must be paid by you; except for deposit claims under section 4 where excess is limited to £10. DELETION OF EXCESS - Use of form E111 permits deletion of the Medical excess in the event of a medical claim being reduced. The E111 form is available from your local post office for persons travelling to European Union Countries ONLY. COST / QUOTATIONS - We regret at this present time on-line quotations are not available however we will hopefully be able to provide full on-line quotations, take premiums and effect cover with our new site re-launch in the early part of 2000. We can however provide a quotation based on your requirement by return of email, fax or post simply by completing the following request form. Thank you for your patience and please come back soon. |
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