|
Extended Stay 6-12 Months Travel Insurance U.K Residents Only A great many more people are going abroad these days and the duration of journeys is ever increasing. You may be going on a longer holiday than usual. Maybe you want to stay with relatives on the other side of the world. You might even want to take a temporary job during such a stay. Our Way has long realised that our clients need cover at a reasonable cost when they are abroad for long periods. Medical cover in particular is essential on a long stay abroad and we believe our premiums cannot be matched for less or bettered by any other organisation. A 24 Hour Emergency Service is operated by CEGA Assistance including medical repatriation. Our Way Extended Stay Travel Insurance is underwritten by certain syndicates at Lloyd’s. The following is a synopsis of the cover available. For more information or a copy of the full policy cover together with all exclusions please contact us or your agent. EMERGENCY MEDICAL and ASSOCIATED EXPENSES UP TO £5,000,000.
CEGA EMERGENCY 24HR SERVICE - This section also includes the services of CEGA Assistance who will provide immediate help in the event of a Person Insured’s illness or injury arising outside the United Kingdom. They provide a 24-hour multi-lingual emergency services 365 days a year. Including repatriation arrangements where necessary. CANCELLATION UP TO £2,500 PERSONAL ACCIDENT
PERSONAL LIABILITY up to £2,000,000 ********OPTIONAL COVER********* PERSONAL POSSESSIONS up to £1,500
Personal Possessions cover can be added at an additional premium of £4 (+ Insurance Premium Tax at 17.5%) per person per month. The additional premiums are as follows in addition to the premiums opposite. This option if purchased must be taken out by all persons on this proposal form. 6 Months - £24 (+ £4.20 Tax) 10 Months - £40 (+ £7.00 Tax) 7 Months - £28 (+ £4.90 Tax) 11 Months - £44 (+ £7.70 Tax) 8 Months - £32 (+ £5.60 Tax) 12 Months - £48 (+ £8.40 Tax) 9 Months - £36 (+ £6.30 Tax) Premiums (Valid for issues up to 31st March 2000)
We cannot Insure you once you have left the United Kingdom. Winter sports excluded (unless additional premium has been paid) Note
Please note: As this is a specialised Policy for travellers making a journey or trip of long duration, the cover provided does not include personal money, curtailment cover or delayed departure cover. (Please refer to Our Way Gold Cover). This policy is intended for people travelling for a long duration abroad without returning to the U.K during that period, therefore if you are intending visiting the U.K during such a stay then please refer to our Expatriate Medical & Personal Accident scheme. Policy Excess: The policy has a £35 excess per person on each claim made under personal possessions, emergency medical and associated expenses, cancellation and liability. IMPORTANT NOTICE We are required to bring to your attention the following important points to your Travel Insurance Policy. Policy Documents: You should read the document carefully. It gives you full details of what is and is not covered and the conditions of the cover. Cover will vary from policy to policy and insurer to insurer. Conditions, Exclusions and Warranties: Conditions and exclusions will apply to individual sections of your policy while general exclusions, conditions and warranties will apply to the whole of your policy. Health: Your policy contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and of other people upon whose health the trip may depend. You are advised to read your policy carefully. Dangerous sport or pastimes: If you are going to take part in dangerous sports or pastimes where there is a high risk of injury, check that your policy covers you. Property Claims: These claims are paid based on the value of the goods at the time you lose them and not on a ‘new for old’ or replacement cost basis, unless otherwise stated in your policy. Policy Limits: Most sections of you policy have limits on the amount the insurer will pay under that section. some sections also include other specific limits, for example any one item or for valuables in total. You are advised to check your policy if you intend taking expensive items with you. Policy Excesses: Under most sections of the policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of the claim. The amount you will have to pay is the excess. Reasonable Care: You need to take all reasonable care to protect yourself and your property, as you would if you were not insured. Complaints: Your insurance policy will have in it a complaints procedure which tells you what steps you can take if you wish to make a complaint. "Cooling Off" period: Your policy may contain a "cooling off" period during which you can return the policy and get a refund, if you have justifiable reason for being dissatisfied with the cover it provides. Your policy is governed by the law in the country that you reside in within the United Kingdom, unless you and your insurers have agreed otherwise. The person selling the travel insurance or insurance documentation will identify your insurer. If you would like more information, you should ask our Sales Staff, particularly if you feel the insurance may not meet your needs. PLEASE MAKE SURE YOU READ YOUR POLICY CAREFULLY |
|
[Home] [Products] [About us] [Email Us] [Contacts] [Feedback] Send mail to ourwayins@aol.com
with questions or comments about this web site.
|
